| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 222,855,000 | -11.244% | 251,086,000 | 267,126,000 | 262,937,000 | 277,679,000 |
| Interest Expense | (122,729,000) | -19.467% | (152,396,000) | (164,695,000) | (155,474,000) | (151,904,000) |
| Net Interest Income | 100,126,000 | 1.455% | 98,690,000 | 102,431,000 | 107,463,000 | 125,775,000 |
| Other Operating Income | 39,551,000 | 14.864% | 34,433,000 | 34,960,000 | 31,756,000 | 39,779,000 |
| Total Operating Income | 139,677,000 | 4.923% | 133,123,000 | 137,391,000 | 139,219,000 | 165,554,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 139,677,000 | 4.923% | 133,123,000 | 137,391,000 | 139,219,000 | 165,554,000 |
| Operating Expenses | (52,707,000) | -0.736% | (53,098,000) | (52,807,000) | (52,602,000) | (51,181,000) |
| Impairment Losses on Loans & Advances | (47,901,000) | 22.804% | (39,006,000) | (39,816,000) | (41,695,000) | (58,660,000) |
| Other Impairment Losses | (6,810,000) | -1.788% | (6,934,000) | (7,410,000) | (7,752,000) | (20,113,000) |
| Operating Profit / (Loss) | 32,259,000 | -5.357% | 34,085,000 | 37,358,000 | 37,170,000 | 35,600,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) before Taxation | 32,259,000 | -5.357% | 34,085,000 | 37,358,000 | 37,170,000 | 35,600,000 |
| Taxation | (1,677,000) | 23.037% | (1,363,000) | (1,372,000) | (1,393,000) | (747,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (19,000) | -95.540% | (426,000) | (163,000) | (508,000) | (472,000) |
| Others | (3,112,000) | -27.896% | (4,316,000) | (4,316,000) | (4,106,000) | (3,328,000) |
| Profit / (Loss) Attributable to Shareholders | 27,451,000 | -1.891% | 27,980,000 | 31,507,000 | 31,163,000 | 31,053,000 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 8,615,000 | -1.091% | 8,710,000 | 8,314,000 | 7,805,000 | 7,407,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 63.000 | -1.563% | 64.000 | 72.000 | 71.000 | 71.000 |
| DPS (cts) | 18.900 | -- | 19.200 | 21.600 | 21.400 | 21.300 |
| Dividend Payout Ratio (%) | 30.000% | -- | 30.000% | 30.000% | 30.141% | 30.000% |
| Cash flow per share ($) | (3.597) | -- | (5.291) | 1.683 | 3.798 | 3.550 |
| NBV per share ($) | 13.353 | -- | 12.970 | 12.553 | 11.990 | 11.518 |
| Remarks: | Real time quote last updated: 31/03/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 27,451,000 |
| %Change | -1.891% |
| EPS / (LPS) | RMB 0.630 |
| NBV Per Share (¥) | RMB 13.353 |